Personal Finance and Everything you need to know about it

50/30/20 Budget Rule


Photo by Fabian Blank on Unsplash

How to get better at savings?

Take Leverage of your Bank Account(s)

Your Emergency Fund.


Track your expenses

Sometimes you just need to earn more

The credit card is not the villain.

Minimalism and its impact


Types of Investments

  1. Stock Market: Refer to above example. You’d be a part of the company when you buy its shares. Because this is a beginner’s guide to Personal Finances, I’ll write a separate post explaining the nuts and bolts of every type of investment.
  2. Mutual Funds: Some intelligent investors take your money to invest in share market and then they take a commission and give you the profits from these investments.
  3. Cryptocurrency: This is still a controversial sector. But I have seen my money going from 10,000 to 40,000 and then coming back to 10,000 within 6 months.
  4. Others: Real estates, PPF, bonds, FDs etc etc etc

Investment strategies

Your best investment is YOU.



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Dipanshu Rawal

Dipanshu Rawal

I help you create love+freedom in your life 💚 || Life Coach || Business Coach || All links: